As part of the counselor’s out-of-court settlement with the clinic, she agreed that the clinic was entitled to damages. Whether an act or oversight qualifies as a “professional service” depends on the circumstances of the case. A subcontractor improperly installed a sewer pipe, resulting in raw sewage migrating into the underlying groundwater and contaminating nearby residential properties.
Some companies offer a pollution liability policy that fills much of the coverage gap. We underwrite a wide range of companies, from large restoration franchises to two-man restoration startups. The goal is to educate your insured, so they can make the best decisions for their business. Many non-environmental contractors assume that claims arising from operations are covered by the general liability policy.
Furthermore, most commercial insureds only consider the remediation costs associated with a pollution event.